Terms and definitions | Reef Yieldwick

1. Overview

1.1. Welcome to Reef Yieldwick (the “Website”).

1.2. The Website contains details about third-party platforms (the “External Platforms”) for dealing (the “Offerings”).

1.3. These Terms apply to your use of the Website and Services and create a legally binding agreement. If you do not agree, please stop using the Website. By continuing to use it, you accept these Terms, which may be amended from time to time. Our Privacy Notice is included by reference.

2. Who can use it

2.1. You may only use the Website if you are 18 or older, have legal capacity, and are not barred by the laws of your place of residence or access.

2.2. We do not guarantee that the Website or Services are legal for every user or every use, and we are not responsible for unauthorised use.

3. Restricted regions

3.1. We may limit access in certain regions or for anyone we reasonably believe presents legal, regulatory, reputational, or financial risk. Extra country-specific conditions may also apply.

4. Prohibited conduct

4.1. You must not violate anyone’s rights; post unlawful or harmful material; introduce malware; advertise without permission; scrape, frame, or mirror the Services; use unauthorised bots; bypass security; remove proprietary notices; access the Services other than through the Website; interfere with other users; use hidden tracking without consent; breach any law; alter code; or reverse engineer our software.

4.2. If we reasonably suspect your use breaches these Terms or any law, we may monitor activity, limit access, disclose information to third parties where permitted, and take other protective action.

5. Intellectual property rights

5.1. The Website and its content are protected by intellectual property rights owned by us or our licensors. Using the Website does not give you ownership, only a limited personal, non-commercial licence.

5.2. You must not copy, alter, distribute, sell, scrape, decompile, or make derivative works without our prior written approval.

6. Liability limits

6.1. You use the Website at your own risk. To the fullest extent allowed by law, the Website and Services are provided on an “as is” and “as available” basis, with no warranties of any kind.

6.2. We are not responsible for errors in content, outages, or harmful code introduced by third parties. You agree to indemnify us for losses arising from your use of, or reliance on, the Website or Services.

6.3. To the fullest extent permitted by law, we are not liable for indirect or consequential loss, or for loss of profit or data. If a court holds us liable, our total liability is limited to USD 100 unless a higher minimum is required by law.

6.4. We are not liable for telecom outages, network congestion, device or browser incompatibility, or any other matters beyond our reasonable control.

7. Third-party material

7.1. Third-party material may be shown; we do not control or endorse it, and it may be incomplete or out of date. It is up to you alone whether to rely on it.

8. External links

8.1. Links to third-party sites are provided for convenience only. We are not responsible for the content or policies of those sites. You follow links at your own risk.

9. Other terms

9.1. We may modify the Services and update these Terms by publishing a revised version. Continued use may count as acceptance. These Terms together with the Privacy Policy make up the full agreement on this topic.

9.2. A delay in enforcing any right is not a waiver. If any term is invalid, the rest stays in force. We may transfer our rights; you may not transfer yours without our consent.